*Payments as low as $22.84 per month. This example payment is based on the listed product price of $495.00 assuming a 24 month term loan and a 9.99% APR. Your terms may vary and are subject to credit approval. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR per $1,000 borrowed. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.